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The Big White Farmhouse

intentional living, little by little

October 7, 2015

{contentment} Step Two: Save Money

If you were to peek at our budget, I’m sure it’s similar to most one-income families.  We can pay our bills and have plenty of food in the fridge, but there’s not a lot of “extra” cash just floating around.  We still have student loans (uhh, the bane of my existence) and are working hard to be debt-free, Dave Ramsey style.  

At first glance, I don’t feel like money (or the lack thereof) plays a role in my contentment.  I am a chronic underbuyer and I very rarely covet the latest and greatest.  I’ll window shop all day long, but actually pulling out the debit card?  I’ve abandoned many an online cart.  


Looking at the bigger picture though, I can see how our debt is causing a subconscious unhappiness.  An underlying feeling of discontent, a weight that feels heavy and overwhelming.  


So how do I find contentment, right here as we continue to pay our monthly bill to SallieMae?  I don’t think this means that I should necessarily be happy to be in debt, but maybe there’s a balance?  Maybe I can find peace and motivation in the process, hoping for the future but not stressing or constantly thinking about that “one day”.  Debt-free AND feeling more content?  Sounds like a pretty great combination to me.


Just like with Step One, here’s my pep talk to myself for Step Two:



You are not a failure for having debt, but that doesn’t mean you can’t change things for the better.  
Work hard to get rid of the student loans, but don’t let the process consume you.
Determine and take the first steps needed to live below our means.  
Save more than you spend!  We don’t need to keep up with the Joneses.


You may also like:
+ 5 Reasons Why We Love Jet.com
+ Three Money Saving Apps We Use & Love

October 7, 2015

{contentment} Step Two: Save Money

If you were to peek at our budget, I’m sure it’s similar to most one-income families.  We can pay our bills and have plenty of food in the fridge, but there’s not a lot of “extra” cash just floating around.  We still have student loans (uhh, the bane of my existence) and are working hard to be debt-free, Dave Ramsey style.  

At first glance, I don’t feel like money (or the lack thereof) plays a role in my contentment.  I am a chronic underbuyer and I very rarely covet the latest and greatest.  I’ll window shop all day long, but actually pulling out the debit card?  I’ve abandoned many an online cart.  


Looking at the bigger picture though, I can see how our debt is causing a subconscious unhappiness.  An underlying feeling of discontent, a weight that feels heavy and overwhelming.  


So how do I find contentment, right here as we continue to pay our monthly bill to SallieMae?  I don’t think this means that I should necessarily be happy to be in debt, but maybe there’s a balance?  Maybe I can find peace and motivation in the process, hoping for the future but not stressing or constantly thinking about that “one day”.  Debt-free AND feeling more content?  Sounds like a pretty great combination to me.


Just like with Step One, here’s my pep talk to myself for Step Two:



You are not a failure for having debt, but that doesn’t mean you can’t change things for the better.  
Work hard to get rid of the student loans, but don’t let the process consume you.
Determine and take the first steps needed to live below our means.  
Save more than you spend!  We don’t need to keep up with the Joneses.


You may also like:
+ 5 Reasons Why We Love Jet.com
+ Three Money Saving Apps We Use & Love

October 6, 2015

{link list} Best of the Web Vol.04

It always seem that when I wrestle with something, God provides just what I need at every turn.  These are just a few of the articles I’ve come across the past few days.

To Be Rich in Holiness // “Sometimes, I think I confuse God with a financial planner, a realtor, and a college professor. I fall into the pattern of praying that is common in the land of plenty, fervently begging for the wrong things and overlooking the things that really matter to our Lord.”


Is It Out of Style to be Happy? // “As far as what should come next,  I’m pretty sure it’s either writing a design book or coming up with a product line. I’m hearing capitalize, capitalize, capitalize. But, my heart is screaming is contentment, contentment, contentment–which doesn’t seem to be a very popular buzzword these days. I’m willing to bet that whether you write a blog, teach kids, run an office, or manage a household, that doing more is a message that you’re hearing, too. It’s the underlying theme in just about everything we read, hear and see.  But, what if you’re happy doing what you’re already doing? What if the desire to do more, to go on to the next big thing, just isn’t there? The world tells us that it’s just not enough. I’ve been having a hard time seeing it for what it is. While I’ve been thinking it’s a lack of motivation, I think it might actually be called happiness.”


18 Things That Are Hard to Explain to Third-World Friends // “Seeing your life and culture through the eyes of someone else is eye opening.  It’s wild how it changes the way you see your life and gives you a completely new perspective.  It’s the kind of perspective that makes you pause and really take a look at what you need and what you want and what you have and the difference between all three.  It’s the kind of perspective that reminds you to compare your life to those with less instead of those with more.”


Educator, longtime Wheaton resident raised 8 children // “A devout Catholic, Maurer was a big believer in charity and humility, her son said.  ‘She embraced her responsibility to live her life in fidelity with what the God she loved asked her to do, which was to be humble and to be charitable,’ Karl Maurer said.

October 6, 2015

{link list} Best of the Web Vol.04

It always seem that when I wrestle with something, God provides just what I need at every turn.  These are just a few of the articles I’ve come across the past few days.

To Be Rich in Holiness // “Sometimes, I think I confuse God with a financial planner, a realtor, and a college professor. I fall into the pattern of praying that is common in the land of plenty, fervently begging for the wrong things and overlooking the things that really matter to our Lord.”


Is It Out of Style to be Happy? // “As far as what should come next,  I’m pretty sure it’s either writing a design book or coming up with a product line. I’m hearing capitalize, capitalize, capitalize. But, my heart is screaming is contentment, contentment, contentment–which doesn’t seem to be a very popular buzzword these days. I’m willing to bet that whether you write a blog, teach kids, run an office, or manage a household, that doing more is a message that you’re hearing, too. It’s the underlying theme in just about everything we read, hear and see.  But, what if you’re happy doing what you’re already doing? What if the desire to do more, to go on to the next big thing, just isn’t there? The world tells us that it’s just not enough. I’ve been having a hard time seeing it for what it is. While I’ve been thinking it’s a lack of motivation, I think it might actually be called happiness.”


18 Things That Are Hard to Explain to Third-World Friends // “Seeing your life and culture through the eyes of someone else is eye opening.  It’s wild how it changes the way you see your life and gives you a completely new perspective.  It’s the kind of perspective that makes you pause and really take a look at what you need and what you want and what you have and the difference between all three.  It’s the kind of perspective that reminds you to compare your life to those with less instead of those with more.”


Educator, longtime Wheaton resident raised 8 children // “A devout Catholic, Maurer was a big believer in charity and humility, her son said.  ‘She embraced her responsibility to live her life in fidelity with what the God she loved asked her to do, which was to be humble and to be charitable,’ Karl Maurer said.

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